RSJ Investment
RSJ Financial Planning
RSJ Investment

Key Dates

Key Dates - these are the dates in your life to which we tailor our advice and around which we plan your protection, retirement and saving policies/contracts:-

Year
Implication and your age at the time
You will then be
2008
Currently year - you are both
Your oldest child will be 18 so could start university.
Consider paying off mortgage by then.
Your mortgage is due to be paid off
Your youngest child will be 23 and should have finished tertiary education
Your Chosen Retirement age
State Retirement age
There is now 7 years to 75 - so consider disinvesting yourself as part of your Inheritance Tax (IHT) planning
68
Age when you have to take the Tax Free cash lump sum and Income from your pension fund has to be taken - it is now called the Alternative Secured Pension (ASP).
Consider IHT considerations
75

 

Contact us either by e-mail or phone 0151 703 1088
mail@rsjinvestments.co.uk